Insurers deny claims every day — and count on you giving up. Upload your denial letter, and within minutes you'll have an AI-drafted, professional appeal letter in your inbox, ready to file. $49. One time. No subscription.
Re: Claim XXXXXX — Insurer name
Dear Appeals Department,
I am writing to formally appeal the denial of coverage dated MM/DD/YYYY. The denial states the service was "not medically necessary" — yet the treating physician documented…
Per Plan Section X.X, this determination misapplies your own medical-necessity criteria. Enclosed: physician letter, clinical notes, and…
I respectfully request a full reconsideration.
It's not an accident. The process is confusing by design — and the letter is where most people get stuck.
Denial letters arrive in jargon, deadlines are buried in fine print, and the appeal address is hard to find. Most people read the denial and quietly give up. That's the business model.
A strong appeal cites the right policy language, answers the exact denial reason, and attaches the right evidence. A vague angry paragraph gets ignored. We draft the first kind.
Appeal windows are often 30–180 days, and every week you wait is leverage you lose. A finished, ready-to-send letter in minutes means you file while it counts.
One-time payment. No subscription, no upsells, no surprise fees. If your letter doesn't arrive within 24 hours, it's free.
Photograph or upload your denial letter and answer a few quick questions below. Takes about five minutes.
Our AI drafts a personalized appeal letter from your details and emails it to you as a ready-to-send PDF — usually within minutes. Review it, attach your denial letter copy, and file it before your deadline.
An excerpt from the appeal structure we use — formal, specific, and written to be answered. Every letter is drafted for your specific denial; this shows the caliber.
Dear Appeals Department,
I am writing to formally appeal the denial of coverage for prescribed treatment on date of service. Your letter dated denial date states the service was denied as "not medically necessary" under Plan provision.
This determination does not reflect the clinical record. The treating physician, Dr. ██████, documented medical justification and submitted supporting records prior to the service date. Your own medical-necessity criteria require…
Accordingly, I respectfully request that you overturn the denial and process this claim for payment. Enclosed please find: (1) letter of medical necessity, (2) relevant clinical notes, (3) applicable plan provisions.
Illustrative excerpt — your letter is drafted from scratch for your specific denial.
Cheaper than an hour of anyone's time — for a letter that could be worth thousands.
Real reviews from people who used AppealAid.
Complete your $49 payment with the button below, then fill out this form (about 5 minutes). Your letter arrives by email within minutes of submitting.
After paying, upload a photo or scan of your denial letter below — no email needed. Your letter is drafted and emailed automatically after you hit submit.
No. AppealAid is not a law firm and does not provide legal advice. We're specialists in writing clear, well-structured insurance appeal letters from the information you provide. If your situation needs a lawyer, we'll tell you that honestly instead of taking your $49.
Our AI drafts it instantly from the details and denial letter you provide, then emails it to you as a ready-to-send PDF. Always review it — and fill in anything marked [NEEDS: ...] — before sending it to your insurer.
No — and you should run from anyone who promises that. What we guarantee: a polished, personalized appeal letter delivered within minutes of your submission, or your money back.
Your denial letter (upload a phone photo or scan right in the form), your insurer's name, and about five minutes answering the questions above. The more detail you give us, the stronger the letter.
Maybe not. Appeal windows are commonly 30–180 days depending on your plan and state. Tell us your denial date and we'll give you an honest read on whether an appeal is still worth filing.
Yes. Your details are used only to write your letter — we never sell, share, or publish your personal or medical information. Uploaded files are stored encrypted, visible only to us, and automatically deleted after 30 days.
It happens — and the fight often isn't over. Many plans offer a second-level appeal or external review. Your letter includes guidance on next steps, and your one free revision covers insurer follow-ups.